Our Services

Insurance Services

Life, disability and long term care insurance are about risk. Risk is the exposure to the possibility of loss. Risk can be assumed, ignored or transferred to a risk bearer. By asking questions and listening to you, we provide the solution to your needs. Whether for personal or business situations, we will help you to determine the appropriate type and amount of insurance.



Trust Services

Our firm represents several quality Trust companies, such as American Guarantee and Trust Company and U.S. Trust. Trusts can be used to avoid probate or to reduce estate and income taxes. They can also serve to transfer assets for the protection of your children to avoid taxation of life insurance in your estate, or to keep your assets intact while paying income to someone you designate.



Retirement Plan Services

We provide full services for qualified retirement plans. If your business sponsors a qualified plan, we can deliver plan design, administration and investment management services. For retirees or those about to retire, we can help you determine how to best receive your retirement benefits. We will also advise you on a number of appropriate investments for those assets to help protect your financial well-being.



Investment Services*

We recognize the commitment and responsibility we undertake when providing investment advice. By listening closely to your needs, we deliver high quality investment services that correspond to your objective. A wide range of investment objectives can be pursued through use of various investment products.



Planning Guides

Our primary product is our ability to find the right solutions to help you meet your financial goals.

The following links take you to the Planning Strategies Guides, three on-line tools you can use to broaden your knowledge of estate, lifetime, and business planning. Your web browser software version must be 3.0 or greater in order the following pages. Additionally, If you don't see an animated 'Planning Strategies' graphic below, you'll need to click on the "Get Shockwave" button.

If you do not see either the animated 'Planning Strategies' graphic or a "Get Shockwave" button then your browser will not support our interactive guides. If this is the case, please fill out our online form to request a complimentary printed copy.


Estate Planning Strategies Guide

This interactive guide is designed to provide you with the information you need to prepare a blueprint of your estate plan. It will show you various strategies for passing on your estate and reducing taxes and administrative costs.



Lifetime Planning Strategies Guide

Building personal financial security involves finding answers to the questions most people are asking, or should be asking, about their financial futures. This guide covers the lifetime planning issues everyone faces.



Business Planning Strategies Guide

It is important to implement a strategic business plan in order to safeguard business assets. Of equal importance, it can be an excellent way to provide financial security for loved ones. This guide is designed to provide you with the information you need to develop your strategic business plan.



* Securities and Investment Advisory Services are offered solely through Registered Representatives and Investment Advisor Representatives of Equity Services, Inc.  National Financial Services, Inc. , American Guarantee & Trust Company and U.S. Trust are independent of Equity Services, Inc.